Credit Card Calculator

Find out how long it will take to pay off credit card balances

Credit cards can be a helpful financial tool when used responsibly. But sometimes, it’s easy to get in over your head.

One way to avoid this trap is to use our convenient credit card payoff calculator. This tool not only shows you how to calculate credit card interest, but it can also help you determine how many months it will take you to pay off your current credit card balance based on certain monthly payment amounts.

Start by entering your current card balance, interest rate and the amount of monthly charges you expect to incur into the credit card calculator. Then choose whether you’ll make the minimum payment each month, pay a fixed amount each month, or desire to pay off the balance within a certain time period.

The calculator will tell you how many months it would take to pay off your balance if you make the minimum payment or pay a fixed amount each month. It will also tell you what your monthly payment would be if you want to pay off your balance within a certain number of months.